There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free.
A fee is charged only for the most challenging credit solutions, and it's especially under those circumstances that a mortgage professional can do for you what your bank cannot.
Look for a mortgage professional that is licensed by a provincial regulatory body, and who is familiar with all of the mortgage products that are available. A licensed mortgage professional should have the ability to educate you on the 'ins' and 'outs' of obtaining a mortgage, and be able to explain the advantages of one mortgage product versus another.
You will also want to make sure that your mortgage professional is backed by an excellent organization like Pinnacle Mortgage Group Inc., a company that you are familiar with and are able to research. A strong organization will support its mortgage professionals with a corporate culture that provides education and training, and a code of ethics that its members are governed by.
Many licensed mortgage professionals are also members of Provincial and National Associations. Researching your mortgage professional through these association websites, can provide you with additional comfort as to the integrity of the individual. These associations keep their members up to date on important industry information that may affect their business.
Find a mortgage professional that is informative and knowledgeable, that is backed by Pinnacle Mortgage Group Inc., and who you feel comfortable in dealing with. Find a mortgage professional nearest you.
At Pinnacle Mortgage Group Inc., we understand that purchasing a home is one of life's most exciting endeavours, and is also a very comprehensive one.
Canada's largest banks, credit unions, trust companies, and financial intuitions have teamed up withPinnacle Mortgage Group Inc. to offer you rates, products, and services that are only available through our mortgage professionals. For example, thePinnacle Mortgage Group Inc. mortgage product line has an array of home financing solutions that are only available to our mortgage professionals and their clients.
Through a proprietary low interest rate mortgage product line coupled with member training, technology, and a leading edge company, our mortgage professionals are the best equipped to serve you in fulfilling your home ownership dreams!